Insights and Research

Perspectives on the Future of Insurance (Video Series)

Michelle Gordon — Thu, 22 Oct 2026 20:29:48 GMT

The insurance industry continues to evolve as changing market dynamics, investment strategies, and reinsurance structures introduce new considerations for financial strength, risk management, and regulatory oversight.

Through a series of executive discussions, Axonic Insurance explores these complexities using a hypothetical insurance company facing a series of financial and operational challenges. The conversations examine how asset performance, liquidity, capital adequacy, and reinsurance relationships can influence an insurer's ability to navigate periods of financial stress.

College Savings Strategies: Using a Multi-Year Guaranteed Annuity (MYGA) to Add Stability to 529 Plans

AXI Marketing — Mon, 24 Aug 2026 15:26:24 GMT

For many families, a 529 plan is a common way to save for future education expenses. These tax-advantaged* accounts can provide long-term growth potential, but the amount available when college begins generally depends on market performance.

What Is a Multi-Year Guaranteed Annuity (MYGA)?

AXI Marketing — Tue, 04 Aug 2026 20:59:12 GMT

Planning for retirement can feel like managing a dozen moving parts at once. Markets change, interest rates vary, expenses evolve, and timelines shift. A multi-year guaranteed annuity (MYGA) helps bring structure to at least one part of the plan, providing a defined path for growth over a set number of years.

For people who value simplicity, that clear framework can be appealing. When you purchase a MYGA, you know the fixed, guaranteed interest rate you’ll earn, how long the guarantee period will last, and when the initial term will end. Interest compounds tax-deferred* over time, which means earnings can continue to grow.

Although MYGAs are relatively straightforward, choosing one still involves important decisions about term length, access to money, and what happens when the guarantee period ends. Understanding how those pieces work can help potential buyers decide whether a MYGA fits their retirement goals and financial timeline.

Explaining Fixed Indexed Annuities (FIAs)

AXI Marketing — Mon, 13 Jul 2026 20:09:24 GMT

A fixed indexed annuity (FIA) is designed to offer something many retirement savers are looking for: the opportunity to grow savings over time while helping protect against market downturns. By linking interest credits to the performance of a stock market index, FIAs provide growth potential without directly investing money in the stock market itself.

Understanding Annuities: Considerations for Retirement Planning

AXI Marketing — Wed, 24 Jun 2026 17:14:32 GMT

Retirement planning is often described as a journey, with each stage presenting new opportunities, challenges, and decisions. Along the way, people typically consider a variety of financial tools designed to help support their long-term goals, manage risk, and create greater confidence in the future.